Can I Deal With The Insurance Company Myself?

        You were just involved in a car accident. You have slight injuries and you feel as though you could save the money of hiring a lawyer and deal with the insurance company yourself. In my experience, this is huge mistake and will end up costing you more money in the end than it would have cost you to hire a lawyer. The insurance companies have many dirty tricks up their sleeves that can catch an unsuspecting person off-guard and thus lower or entirely destroy the value of your claim.

            Insurance companies are big businesses. They have one goal in mind and that is to make the most amount of money as possible and not give that money away. They want to pay you the least amount of money as possible in order to settle your claim. Unfortunately without the guidance of a qualified personal injury attorney, you may not know realistically how much your claim is actually worth. I have had people approach me after they settled their own claim to ask me if the settlement was reasonable. Unfortunately, these claims are usually settled for pennies on the dollar of what they could have been.

            I have heard from my clients over and over again that when they dealt with the insurance company themselves, they were not taken seriously or simply ignored. This is a tactic, to string you along so that you either blow the statute of limitations or beat you down so much that you simply give up. Unfortunately, both are very effective. Without a lawyer involved, you really don’t have any teeth to your bite. You can demand what you want, but no ability to make them pay. The only card you can play is the threat of hiring a lawyer.        

            My advice is to hire a lawyer. Make sure that lawyer specializes in personal injury law. I can’t stress this enough! Many lawyers practice in multiple areas of law, that is not necessarily a good thing. You want someone who is a master of their area of law. Hiring the “family friend” is also usually a mistake. I suggest that you research the lawyer and make sure you get along with them because you are partners together in your lawsuit. A qualified lawyer will guide you through the process, deal with the insurance company and ensure that you get the most out of your claim.

            If you have a potential claim or if you have any questions, please feel free to give us a call at (786) 815-6296 or you can visit our website at

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